N26 — The Mobile Bank

by N26


Finance

free



Open a bank account from your phone in minutes. Manage your money in one app.

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As of January 18, 2022, N26 will no longer be available to customers in the US. For more information, please visit n26.com/en-us/.🏆 Voted Best Bank in the World by Forbes 2021 🏆Want to be in full control of your money with just one app? Meet N26, Europes first 100% mobile bank. Say bye to hidden bank fees, long queues, and endless paperwork.Over 7 million customers in 25 countries trust N26 to manage their money on-the-go. Here’s why you’ll love N26:GET STARTED FASTDownload the N26 app and open your bank account in 8 minutes—right from your phone. Get a virtual or physical debit Mastercard, add it to Google Pay, and start spending with your debit card before it arrives in the mail.NO HIDDEN FEESEnjoy no ATM fees, no minimum account balance, and no foreign transaction fees. REAL-TIME ALERTSReceive instant push notifications for every incoming and outgoing transaction.YOU’RE IN CONTROLInstantly lock or unlock your card, reset your card PIN, set spending and withdrawal limits, and enable or disable international payments, online transactions, and contactless payments in your N26 app.CHEAP INTERNATIONAL TRANSFERSSend money overseas in 38+ currencies with Wise (formerly TransferWise) in your N26 app. Get the real market exchange rate and enjoy lower fees compared to other money transfer services.SAVE AND BUDGET EASILYEffortlessly organize your money in Spaces sub-accounts, or spend and save money with up to 10 others in Shared Spaces. Want to budget better? Statistics categorizes and tracks your payments in real time, so a quick glance is all it takes to stay on track. PAY EFFORTLESSLYInstantly send and receive free bank transfers via MoneyBeam with just an email address or phone number. Need cash? Use CASH26 to withdraw or deposit cash at over 15,500 retail stores in Germany, Austria, Italy, Spain and Greece. SECURE BANKINGN26 is a fully-licensed bank, and your money is protected up to €100,000 by the German Deposit Protection Scheme. Enjoy peace of mind when shopping online with 3D Secure 2-factor authentication.RELIABLE CUSTOMER SUPPORTOur N26 Specialists are here to help, 7 days a week. Reach us via live chat, or give us a call if you’re a premium N26 customer.FIND THE BEST BANK ACCOUNT FOR YOUFor personal use:✓ N26 Standard: the free digital bank account for your everyday✓ N26 Smart: the bank account with a colorful Mastercard and powerful tools to spend and save with confidence✓ N26 You: the premium bank account with a colorful Mastercard, free withdrawals abroad and travel insurance✓ N26 Metal: the exclusive account with a metal Mastercard, priority support hotline, free withdrawals abroad and extensive insuranceFor freelancers and the self-employed:✓ N26 Business Standard: the free everyday business account with 0.1% cashback ✓ N26 Business Smart: the business account with a colorful Mastercard, extra sub-accounts, and intelligent budgeting tools✓ N26 Business You: the premium account with a colorful Mastercard, travel insurance, and free withdrawals abroad✓ N26 Business Metal: the exclusive account with 0.5% cashback, a metal Mastercard, free withdrawals abroad, and extensive insuranceN26 Products include:✓ N26 Overdraft: Get approved in minutes for an overdraft of up to €10,000 (available in Germany, Austria)✓ N26 Credit: Take out a credit loan of €1,000 to €25,000 with no paperwork (available in Germany, France)✓ N26 Savings: Open a fixed-term savings account online and earn up to 1.15% interest (available in Germany, Austria)✓ N26 EasyFlex Savings: Earn competitive daily interest on your savings without locking it away (available in Germany)✓ N26 Insurance: Buy insurance on-demand in your app, and protect what you love (available in Germany)N26 has been featured internationally by TechCrunch, WIRED, The Financial Times, and many more. N26 has over 298,000 five-star reviews worldwide.Imprintn26.com/en-eu/app-imprintWe’ve fixed some bugs to make your banking experience even smoother. Happy upgrading!

Read trusted reviews from application customers

I got scammed and this bank only refunded me one of the fraud from the same scammer, which doesn't make sense. I'm also unable to access my account as their app is not working. Very annoyed and disappointed!

Digital Nomad

Ok for small amounts

Andreas Jenny

If you have another option, do not choose it. It works, but if you need to talk to someone, it's simply impossible. First, I had a free account with them. I closed and I'm in the process of opening a new paid one, because with the free version I was allowed only to speak with chatbot (stupid as most of them), with all their paid versions you may talk to someone if you need to. Now, I sent them all my documents and data to open a new account and when I open the app it says it's "verifying my ID". It's been like that for a week now. So, you need to transpose all this anxiety and stress creators elements in order to be able to enjoy their services. They're definitely overwhelmed.

Ana Rosa Colhado

The best bank ever. They save my money once and they are very fast and polite. 😍

octagon nis

Scammer

Pierre Padilla

Finally, I took a month and 7 times to verify my personality to be your customer. It's terrible experience. Do something with it please.

Roman

Ferme des comptes aléatoirement et garde l'argent. Perso, j'ai pas envie de me retrouver privé de mon argent car N26 à décidé de le garder pour sois. Je change de banque 🙋🏼‍♂️.

Antoine

Not available in India. Takes forever to get added to waiting list

S K Puneeth Kumar

Works very well

Jordan Ethan

Beware they can close your account without notice and steal your money without replying to emails and calls. Update after reply: I received an email with a closing date for my account: date was not honoured and account was closed days before leaving me stuck abroad with the card not working. Also I was asked to provide bank details to transfer any remaining funds. After multiple emails over the period of TWO MONTHS no reply was given and nothing was transferred. Stay away from this scam.

Giacomo Tagliaro